EOS Preferred

EOS Preferred have been operating and intend to continue to operate as a real estate investment trust.

EOS Preferred have been operating and intend to continue to operate as a real estate investment trust, or a REIT, for federal and state income tax purposes. As a REIT, They generally will not be required to pay federal income tax if we distribute our earnings to our stockholders and continue to meet a number of other requirements. They are a majority-owned subsidiary of Capital Crossing Bank. Throughout this prospectus, They will refer to Capital Crossing Bank as the 'Bank' or 'Capital Crossing Bank.'