Zebit

Zebit grants no-cost credit to hardworking Americans without interest, membership fees, or credit check.

Zebit grants no-cost credit to hardworking Americans without interest, membership fees, or credit check. Due to cash constraints or lack of credit access, consumers typically turn to high-cost off-line financing methods (payday loans, rent-to-own, in-store financing) with payments that can total over 3 times the purchase value. Zebit’s payment platform is the first to grant real-time, no-cost, no credit-check, 0% APR financing to shop millions of products and pay over time. By combining consumer income data with sophisticated risk analytics, and allowing members to shop millions of name brand products in a closed marketplace, Zebit provides the benefits of internet commerce (product selection, lower prices, and mobile-shopping convenience) that disrupts a $25 billion high-cost, off-line installment financing industry.