Ziben Online

Ziben Online is an online P2P lending companies which focuses on supply-chain financing.

Ziben Online (ZO) provides short-term capital to small businesses in certain supply chains. ZO typically works with large corporations by providing loans to their suppliers. For example, if hundreds of small suppliers all sell to a grocery chain, the billing dynamic tends to be unfavorable for the suppliers because the grocery chain can use its negotiating power to delay payment.