ELEMENT Insurance

ELEMENT is a technology company with an insurance license. We are the digital evolution in the world of insurance.

Element, the digital insurance of tomorrow. Rethinking insurance today! With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time to restart! It’s time for a digital insurer that can fulfil the demands of tomorrow with a unified, coherent and cross-device user-experience. It’s time for Element. We simplify the complex processes of insurance right to the core with a digital technology architecture allowing our partners to choose their own path. Our engineering team built a modular and granular product engine from scratch. It’s more flexible and easily adaptable than any comparable technology, allowing for ease of product innovation as well as swift integration into our partners’ ecosystems. We have a variety of partners from traditional insurers and insurtechs to brokers and eCommerce players. Element's product engine allows partners to offer bespoke insurance products for a range of different use-cases and risks, which can be white-labelled (or not). While our partners can take care of their businesses and end-customers, our team manages the insurance value chain including initial actuarial calculations, underwriting, policy administration and claims management. Who we are? We are well versed in navigating convoluted processes and regulatory environments. We are curious, tech savvy and nimble in execution and we are here to change the insurance industry for good.