IceKredit

We innovatively apply machine learning algorithms and big data to make all-rounded credit evaluation of individuals and SMEs.

IceKredit InC. is a Fintech company registered in Shanghai Free Trade Zone. Our headquarter is located in Lujiazui Financial District, and we have branches in Nanjing, Beijing, Guangzhou, Changzhou, Chengdu and Los Angeles, U.S.A. We are dedicated to innovatively apply machine learning algorithms and big data related technologies to make all-rounded credit evaluation of individuals and SMEs. IceKredit was founded at the beginning of 2015. Upon its inception, the company was funded with tens of millions yuan led by internationally renowned venture capitals, such as FreeS Capital, Yunqi Partners and Wei Lie Capital. In December, 2015, Icekredit recieved angel funding and in October, 2016, Icekredit obtained A round funding. At present, Icekredit obtains the total investment of more than 160 million yuan. Its products include an SMEs credit evaluation system and an individual credit assessment system, which consists of an anti-fraud engine, personal credit portrait and missing customer contact information restoration. The company has established business relationships with hundreds of domestic and overseas fin-tech and traditional financial companies, including Unionpay, Shenma Finance, NetEase Small Loan, Taizhou Bank, and Fullerton Credit, a subsidiary of Singapore-based Temasek Holdings. IceKredit’s founder- Dr.Gu Lingyun is an expert in applying big data technologies to credit evaluation of individuals and SMEs. He was the founder and head for the ZestFinance modeling team. IceKredit’s core members have highly competitive backgrounds, graduated from the University of Chicago, Purdue University, Georgia Institute of Technology, George Washington University, New York University, Carnegie Mellon University and and Stevens Institute of Technology etc. Before returning to China, they held key positions in the benchmarking fintech and traditional financial companies such as Kabbage, ZestFinance, Lending Club, Capital One, Discover, GE Capital and Barclays. IceKredit has established business relationships with hundreds of famous domestic and overseas fintech and traditional financial companies . We have cooperated with Unionpay, JieYue United, Shenma Finance, Taizhou Bank, Netease Small Loan, Fullerton Credit, Wecash and many other companies. IceKredit has become a leading company in applying big data technology to individual and SME credit evaluations.