inKind

Certified B Corporation that has developed an innovative 0% finance model

We are local business owners who have developed an innovative 0% finance model. Our story told by our CEO, Johann Moonesinghe: I love food. I love having friends over for dinner, drinking wine with family, and cooking dinner with my husband. So of course, when the opportunity to open a restaurant came up, I jumped on it. Owning my own restaurant really opened my eyes to how difficult it is for a local business to get fair financing. Banks consider small businesses high risk and if they do lend to them, they require personal property as collateral and have insanely high closing costs. That means that if my restaurant goes out of business, I would lose my house. While running the restaurant, we discovered that our customers were willing to pre-pay for our product as a way for us to finance our growth. From this experience, inKind was born. We are a Certified B Corporation who has developed an innovative 0% finance model. By allowing customers to provide capital now in exchange for product later, a business can get the capital that it needs to grow without ever having to make a loan repayment. inKind provides between $5,000 and $250,000 in funding to for-profit local businesses that make a demonstrable impact on their community.