Instantor

Instantor specialises in consumer finance data and is active in 20 markets across Europe, Latin America and Asia.

Instantor is an international Credit Scoring and Online Identification company that makes use of existing financial infrastructure to identify and credit score consumers. The difference between Instantor and domestic credit bureaus is that we are able to reassure merchants of a consumers creditworthiness in just a few seconds, allowing them to receive the best possible offer faster. We also assist in assuring the identity of a consumer in an instant online, eliminating the hassle of sending in and handling paperwork like for e.g. signed copies of ID/passport, income statements etc. Instantor is a faster, more secure and greener way of enabling secure business. Instant Scoring At Instantor we assess your creditworthiness by analysing your transactional history from your own Internet bank. This allows us to ensure that you have a steady income and that you pay your bills on a monthly regularly. We then send a recommendation to the merchant who makes the final decision about your approval, all without the hassle of you having to physically scan, print, copy and send in your documents. Instant Identification A company may request you to be identified in order to avoid fraud and money laundering. In the past you had to send in signed copy of ID/passport together with other documents or in other ways prove your identity. A time consuming and costly, nevertheless insecure procedure as such documents may fall into the wrong hands. Today you simply login to your bank via us and we reassure the merchant of your identity. Instant Identification wants to simplify and secure your relation with merchants.