James

The AI for Credit Risk

James is a data science company, in the credit risk space. We started in 2013, and have been working on helping banks fight credit defaults using machine learning. The company’s flagship product is called James, and is a narrow AI for risk departments. It allows risk officers to build, test and validate credit scoring models. James was built in partnership with top experts in machine learning for credit risk, who build many of the systems used by global top tiers. It allows risk officers to build, test and validate credit scoring models, and comes equipped with the best Machine Learning algorithms, techniques and validation methods. James has a double headquarters in Lisbon and NYC. One year after winning Money20/20 Europe Startup Competition, James just closed an oversubscribed investment round of $2.7M led by Ex-Credit Suisse Board Member Gaël de Boissard. This round also included ex-Deutsche Bank COO, Henry Ritchotte, and BiG Start Ventures, a VC focused on FinTech and InsurTech. As a result of this deal, Mr. de Boissard has now joined James’s Board of Directors, after having previously been at the board of Credit Suisse.