• 2013

Company Description

Zaymigo.com is a group lending marketplace, where investors meet with borrowers without intermediaries.

Zaymigo.com is a group lending marketplace, where investors meet with borrowers without intermediaries. The investor earns revenue by issuing loans, and the borrower receives money quickly and without any red tape. Every borrower is financed by several investors. This is the basis of the platform. How does it work: 1. The investor sets the parameters for loan selection. 2. The system selects matching loans so that the investor only finances, for example, 100 rubles per loan. In this way, the investor creates a trustworthy portfolio from hundreds of loans, and the borrower gets the needed money quickly. Everyone wins. In order to get a loan, you don't need to go anywhere. You can simply fill out a short form online. Zaymigo checks credit history, financial information, and social contacts, and allows less than 30% of the most trustworthy borrowers into its system. The approved borrower receives the loan immediately on their card, bank account, or in cash from the partner banks. The borrower repays the money in a convenient manner, and Zaymigo divides the received income proportionally among the investors who entered into the loan. Zaymigo supervises the timely repayment of loans. In the event of a delay, Zaymigo collects debts according to standard banking measures until all investors have been fully repaid.