• 2017 February 27

Company Description

We offer inclusive credit products based on real time data; not FICO scores.

Rapidly Financial builds online consumer finance tools focused on design, mobile-engagement, transparency, and affordability. Our mission is to provide financial services products that are useful to the 60 million Americans underserved or unserved by traditional banks financial service providers. Our first product, RefundNote, is an online credit product built for the 27 million recipients of United States federal earned income tax credit or earned income credit (EITC or EIC). This program is a $70 Billion government program. Our proprietary tool uses real-time income, social, and other proprietary data not merely a consumer's FICO score to approve one for credit. This process fosters inclusivity and lowers the fees and interests many Americans are left to pay through other more usurious and often predatory lending channels such as overdraft fees, refund anticipation checks, payday loans, and more. We are based in the heart of San Francisco's Tenderloin with east coast offices in our nation's capital of Washington, D.C.